Commercial housing refers specifically to the development of real estate development and management companies approved by the relevant government departments. After completion, it is used for the sale of rented houses on the market. It is a developer's development and construction of houses for sale, and can be used to issue property rights certificates and national land certificates. The fixed-price house for sale, commercial housing belongs to ordinary residential property for 70 years. The term “residential†refers to houses that are exclusively for residential purposes, including villas, apartments, staff quarters and collective dorms, single-dormitories for employees, and student residences. Buyers should pay attention to the difference between commercial housing and commercial housing when buying a house. Due to the different nature of land, the property rights of commercial housing are different from those of ordinary commercial property. I believe that many buyers will have such doubts when they buy a house. What is the difference between commercial housing and residential housing ? What is commercial housing? The following small series for everyone to explain.
The difference between commercial housing and residential housing
There is not much difference, commercial housing and residential housing is a concept, but if it is commercial housing and commercial housing, residential housing is divided.
What is commercial housing
1. Commercial property is subject to 50 years of property rights. When the property rights expire, it is necessary to pay the state a land transfer fee. It is not known how to renew the property, because this type of apartment is not yet due. 70 years of pure residential property, pay a certain fee, automatically renew after expiration.
2. Commercial housing can not be settled, pure residential can be settled
3. Commercial housing says that it was previously used to develop office plots, but now commercial housing is so tight, so many developers have developed commercial land into commercial housing, so N apartments have been born. Therefore, it is commercial water, commercial electricity, and gas. However, it is not ruled out that some developers use the relationship, and finally the commercial electricity will be changed to civilian electricity, to gas. However, water is generally used for commercial purposes and cannot be changed. At present, the cost of domestic water is 3.9 yuan per ton, and commercial water is more than 7 tons.
4. The housing density of commercial housing is large, and it usually appears from more than 7-20 households. It is commonly called a three-dimensional house, and the living comfort is greatly reduced. The frequency of use of elevators is too high. It takes too long to wait for elevators. There is a household on the corridor that piles up rubbish in the corridor, which makes the probability that a corridor is smelly and rotten is many times higher than that of pure residential buildings. There are many people and the background is complicated, so the environment is difficult to guarantee.
Purely residential is generally one of 2 to 4 families, which is quiet and comfortable. (Excluding relocation of houses, limited-price housing and affordable housing)
5. There are almost no public housing units in the north and south, and there are units in the southeast and northwest, commonly known as Dunzi Tower.
The majority of pure residential buildings are generally flat, and the north and south are transparent, and most of them are Shuangyang units. Therefore, pure houses are more expensive than commercial houses (apartments), except for LOFT.
6. There are many ultra-small commercial houses, mainly 40-80, and the total amount of the housing funds is much cheaper. It is worth considering for families with less-funded housing.
Purely small residential houses are usually between 70-90. There are no too small units, and the unit price is expensive. Therefore, the total amount of the room will generally be higher.
7. There is almost no area for greening and children's activities in the commercial housing. Usually, a shared terrace is available for everyone to move around several floors. However, it is estimated that it will become an area where waste is dumped and bicycles are parked later.
8. In the case of home buying and testing in Beijing, the real estate for commercial projects is not included in the home property assessment. In other words, there are already two sets of residential Beijing homes that can purchase commercial and residential residences. Non-Beijing family households can buy commercial housing regardless of whether they are eligible for tax payment or social security.
Advantages and disadvantages of real estate different from original land
The disadvantages mainly include the following:
1, the service life
Business matching for 40 years, office 50 years, serious reduction of 70 years than residential.
Property Time I understand that it should be time for land use rights, not time for property rights. After the house is purchased, the ownership of the house belongs to you, but you have only the right to use the land, no ownership, and ownership of the land belongs to the state. The national regulations stipulate that the maximum time limit for the annual transfer of land use rights for pure residential buildings is 70 years, and that for commercial land is 40 years. Therefore, only 40 years of land use right may also occur. After 40 years, the state has the right to reclaim land and ground attachments. The 50 and 70 years sounded like they did not have much impact on the current owners. However, because the “Property Law†does not clearly stipulate whether the right to use real estate on the integrated land can be automatically renewed, the purchase of residential and commercial housing on the comprehensive land is still not clear. There is a certain risk. Article 149 of the Property Law stipulates: If the term of use of residential land for construction is expired, it will be automatically renewed. The renewal after the expiration of the term of non-residential construction land use shall be handled in accordance with the law. The ownership of houses and other real estates on the land shall be stipulated in accordance with the stipulations; if there is no stipulation or clarification in the stipulations, the application shall be handled in accordance with the provisions of laws and administrative regulations.
2, transaction tax
The deed tax at the time of initial purchase or transfer is charged at 3%, and the residence is at 1.5%; if the state imposes property tax and land value-added tax, the standard of commercial housing will also be higher than residential.
3, mortgage way
Most of them cannot apply for provident fund loans, but there are also a few projects that can be done with the efforts of the developers. In the 40-year-old houses with property rights or 50-year property rights, if they use bank loans, they can only receive 50% or 60% mortgages, and the longest loan period is 10 years.
4, the cost of daily life
If it is stipulated by the purpose of public construction, the cost of water, electricity, and heating will be taken at commercial prices. Therefore, buyers should ask for advice when they purchase a home. Currently, most developers in the early development to take the appropriate remedial measures can be paid according to civilian prices.
5, design standards
Different design orientation. Public buildings are less subject to restrictions on direction, lighting, and depth, while ordinary residential properties are more demanding.
6, settled the issue
Unable to move into account
The advantages are mainly the following:
1, on the preservation of value
Developers can change the commercial housing with higher land construction costs to residential sales, mainly due to factors such as strong housing variability, low risk, fast sales, and short return time for funds. Of course, the most critical reason is the residential area. Scarcity is strong and can achieve high profit value! Therefore, when buyers purchase such housing, they are often caused by lack of other choices, and the corresponding property of the property is also relatively good.
2, on the construction of standards
Non-residential housing construction standards are different. If the public construction related requirements are met, construction standards such as air defense and fire protection are high, and the cost will be higher for developers, but it will have little effect on the use of home buyers.
Editor's summary: The above is about the difference between commercial housing and residential housing and what is commercial housing related information. I hope to help everyone. If you want to know more related information, you can pay attention to this website information.
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